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Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.

Policymakers on the federal, state, and local levels have important roles in designing livable communities where residents of all ages can participate fully.

People of all ages and ability levels need safe, decent, and affordable housing that will enable them to continue to live safely in their homes and communities as they get o

Devote adequate resources—the nation should devote sufficient resources to ensure access to benefits and adequate benefit levels for all who qu

Protect people from discrimination—freedom from discrimination is a fundamental right.

These principles reflect AARP's vision for reforming the financing and delivery of long-term services and supports (LTSS) to promote consumer independence, choice, dig

These principles provide a flexible framework that applies to all consumer products and services: