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Federal student loan providers should defer payments automatically without penalty or interest during declared emergencies.

People who seek to take out or cosign student loans should receive clear information on their responsibility for repaying the loan.

Policies should be in place to avoid unnecessary foreclosures. 

Companies should disclose age data on their workforce and for new hires.

Individuals who work for broker-dealers and sell investment products should be required to disclose relevant information and conflicts of interest, regardless of the type of license they hold.

Policymakers should protect the insurability of volunteer drivers who otherwise maintain a consistent risk profile.

Policymakers should conduct robust oversight and enforcement related to scams and fraud.

Merchants should offer their customers a choice of payment methods to ensure that their products and services are widely available.

Policymakers and the private sector should ensure universal access in rural areas to affordable high-speed internet services in the home and to digital skills progra

Policymakers and the private sector should develop and implement transportation programs to ensure mobility for rural residents, particularly those who do not drive.