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Policymakers should conduct robust oversight and enforcement related to scams and fraud.

Merchants should offer their customers a choice of payment methods to ensure that their products and services are widely available.

Policymakers and the private sector should ensure that consumers and employees have the right to seek redress through the courts for injury or losses.

Options for alternative dispute resolution (ADR) should be available. These include mediation and arbitration.

Policymakers and the private sector should facilitate the creation of housing options and neighborhoods that encourage and effectively accommodate multiple generations living together.