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Federal and state programs help many older people with low incomes. These programs provide access to vital services like income support and health care.
Two federal programs help states provide a broad range of social services important to older adults.
Employers and policymakers can take steps to ensure that workers can balance work with other responsibilities such as providing care or managing an illness.
In 2020, Americans owed $1.5 trillion in outstanding student loan debt, second only to mortgage debt.
Homeownership is crucial step to building wealth. Home equity is Americans’ largest asset.
The housing finance system is essential to creating a robust and competitive consumer mortgage market.
A reverse mortgage is a loan secured by the value of a home. It does not require payments as long as the borrower lives in the home.
Small businesses are a foundational element of the American economy. There are 30.7 million small businesses in the U.S., and they employ 47 percent of all workers.
Older adults carry more consumer debt into their later years than ever before, including mortgage, credit card, and even student loan debt.
Debt collection cases increasingly dominate state civil court caseloads. Currently, debt collection is the most common type of civil case.