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Congress and state legislatures should require employers that provide benefits to regular, full-time employees to extend them to part-time employees on a prorated basis.
Employers should be required to disclose to workers when they are being hired as independent contractors. They should provide a clear explanation of what that means.
Congress should increase funding for the Social Services Block Grant (SSBG) and Community Services Block Grant (CSBG) programs. Funding should reflect the increased population of older Americans.
The federal government should require state CSBG and SSBG officials to consult with state and local agencies and organizations representing older people and other groups served by the programs.
Policymakers should streamline and coordinate application procedures among different public-benefit programs.
Laws and regulations should strengthen and enhance consumer protection. Policymakers should enhance protections against unfair, deceptive, or abusive practices.
Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers.
Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.
Policymakers and financial institutions should protect consumers with diminished capacity and others at risk of financial exploitation.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.