Search

One component of the workforce development system focuses on helping people identify and apply for jobs.

Employers and policymakers can take steps to ensure that workers can balance work with other responsibilities such as providing care or managing an illness.

Poverty is defined by comparing household income with the minimum income required for basic needs. People whose income is below the threshold are considered poor.

Federal and state programs help many older people with low incomes. These programs provide access to vital services like income support and health care.

Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.

To save and invest, individuals need access to the banking system and credit.

Banks are granted charters to help meet the needs and convenience of the communities where they are located, including low- and moderate-income neighborhoods.

Credit cards are a fixture of U.S. economic life.

In 2020, Americans owed $1.5 trillion in outstanding student loan debt, second only to mortgage debt.

The Consumer Financial Protection Bureau (CFPB) enforces most federal laws that protect consumers when they apply for and obtain credit.