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Policy
Federal legislation should provide a minimum level of consumer protections.
Policy
Regulators should provide effective oversight of the financial industry and enhance consumer protection.
Policy
All depository institutions should be required to provide an adequate level of banking services to individuals, including customers with low incomes.
Policy
Policymakers should conduct robust oversight and enforcement related to scams and fraud.
Policy
Policymakers should establish reasonable interest rate ceilings for all lenders.
Policy
Regulators should eliminate unfair, deceptive, or abusive practices in the alternative financial services industry.