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Options for alternative dispute resolution (ADR) should be available. These include mediation and arbitration.

Policymakers should protect the insurability of volunteer drivers who otherwise maintain a consistent risk profile.

Policymakers and the private sector should ensure that products, services, and emerging technologies are created using u

Policymakers and the private sector should ensure that the benefits of the sharing economy extend to older adults and traditionally underserved market populations.

Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all.

All financial aid, including grants and federal student loans, should be exhausted before a student is offered an ISA.

During declared emergencies, federal student loan providers should defer payments automatically without penalty or interest.

People who seek to take out or cosign student loans should receive clear information on their responsibility for repaying the loan.

Policymakers and the private sector should ensure affordable access to essential products and services during declared emergencies.

Leaders in the private and public sectors should ensure fairness, transparency, and accountability in algorithmic tools used for informing consequential decisions regarding health