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Policymakers should use funding mechanisms aligned with AARP’s Taxation Principles,
Any public-private partnerships must ensure full accountability to the public.
Policymakers should enter into these arrangements only when they can:
Occupational regulation should provide meaningful consumer health, safety, or financial well-being benefits. Policymakers should streamline licensing requirements where possible.
Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.
Policymakers should require providers of credit- and debt-related services to provide written contracts to consumers.
Bankruptcy law should increase consumer protections. It should also ensure access, especially for people with low and moderate incomes.
Consumers should receive accurate, timely, and easily understood disclosures of risks and costs.
Investor-protection laws should be strengthened and adequately enforced. The Securities and Exchange Commission and state regulators should be adequately funded.