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States should require that home improvement contractors be licensed, insured, and bonded.

States should require written home improvement contracts and specify required and prohibited contract provisions. 

States should put in place criminal and civil penalties. 

All levels of government should adopt policies ensuring that people who do not speak English or are limited in English proficiency have adequate language a

Millions of people receive access to health insurance coverage through provisions of the Affordable Care Act. However, millions still remain uninsured.

All levels of government and the private sector should adequately fund and support antifraud and anti-abuse efforts.

Congress should mandate the use of the Supplemental Poverty Meas

Consumers should have access to the full range of legal remedies when they have been harmed (see also Private Enfor

Government agencies should collect and report data for groups that are discriminated against, while ensuring consumer choice and control over what data they provide.