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In 2020, 38.9 million adults provided unpaid care to an adult family member or friend with health or functional needs.
Title III of the Older Americans Act (OAA) provides funding for a wide range of long-term services and supports (LTSS), social, and nutritional services.
Private-sector approaches for financing long-term services and supports (LTSS) must be part of a comprehensive LTSS financing strategy.
Long-term care insurance (LTCI) can be purchased privately.
One way to fund long-term services and supports (LTSS) is to adapt or combine coverage with existing life insurance coverage.
A reverse mortgage is a loan secured by the value of a home and does not require payments as long as the borrower lives in the home.
Grandparents and other relatives play an important caregiving role in family well-being. Support from extended family is especially vital in families with low incomes.
Federal and state programs help many older people with low incomes. These programs provide access to vital services like income support and health care.
Two federal programs help states provide a broad range of social services important to older adults.
In 2020, Americans owed $1.5 trillion in outstanding student loan debt, second only to mortgage debt.