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Policymakers should explore new, more consumer-centered systems for providing low-income assistance.
Congress and state legislatures should ensure that all lawfully present non-citizen residents who qualify for essential low-income benefits have access to them.
Asset limits for public-benefit programs should be increased to ensure that they do not discourage saving. These limits should then be indexed to keep up with inflation.
The federal Supplemental Security Income (SSI) benefit level should be increased to bring beneficiaries up to the poverty level. States should supplement those benefit payments.
Federal and state governments should ensure that long-term services and supports (LTSS) programs cover services that support and supplement caregiving by relatives, friends, and neighbors.
Federal and state governments should provide tax credits, other financial assistance, or both to caregivers.
Federal policymakers should develop a comprehensive system for financing Long-Term Services and Supports (LTSS) that includes a new social insurance program to provide a basic level of LTSS.
Ideally, the federal government should finance LTSS through a universal, comprehensive, and publicly administered program such as Medicare or similar social insurance program of shared risk.