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All levels of government should protect consumers against unfair debt collection practices.

Congress should mandate the use of the Supplemental Poverty Meas

Policymakers should take steps to prevent unnecessary evictions. This includes: 

Eviction records should be sealed unless and until an eviction case is resolved in favor of the proprietor.

Policymakers at all levels of government should prohibit unfair, deceptive, or abusive acts and practices in the housing market (see also

Policymakers should conduct oversight and take action to address the negative impacts of private equity ownership of rental housing properties.

Federal and state policymakers should enact and robustly enforce consumer protections in the tenant screening process.

Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers. 

Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.

These principles provide a framework for key components of low-income assistance, including income and nutrition assistance programs, access to social supports, and access to basic necessities.