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Devote adequate resources—the nation should devote sufficient resources to ensure access to benefits and adequate benefit levels for all who qu

State and local governments should expand and strengthen consumer protections, as well as consumer outreach and education programs.

Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all, including by establishing innovat

Policymakers should create or extend programs that would address reverse mortgage

Proceeds from reverse mortgages A loan that allows older homeowners to ta

State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect b

Individual homeowners, particularly older homeowners, should be able to generate income by renting out their properties on a short-term basis.

Policymakers should ensure consumer protections in credit insurance

Consumers should have access to credit on fair and reasonable terms.

Policymakers and the private sector should ensure that products, services, and emerging technologies are created using the principle of