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Registration as a financial professional should not be limited by the type of investment advice or nature of the advising entity.

Individuals should have adequate redress, including access to the courts and class actions.

Regulators should work to eliminate fraudulent, deceptive, or unfair practices with respect to investment sales, accounting methods, disclosures, and market stru

Brokers and other financial professionals who commit fraud currently face civil sanctions.

Victims of investment fraud should have adequate federal and state statutory remedies, including access courts for individual or class claims.

State regulators should create a regulatory structure to promote consumer protection.

Policymakers should eliminate unfair, deceptive, or abusive practices in insurance.

Policymakers should require fair terms and conditions in insurance to ensure availability and coverage.

Policymakers should ensure the availability and affordability of insurance coverage for natural disasters.

Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all.