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Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.
Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
Individuals need access to the banking system and credit to be able to save and invest. It is essential for financial independence.
Banks are granted charters to help meet the needs and convenience of the communities where they are located.
Access to fair and responsible credit is essential to the well-being of all consumers.
Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.
Providers of credit- and debt-related services should be licensed in each state in which they operate.