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Government agencies should collect and report data for groups that are discriminated against, while ensuring consumer choice and control over what data they provide.
Policymakers and the private sector should enact meaningful rules and standards to provide government oversight and consumer protection against nuisance telemarketing calls and telemarketing fraud.
Policymakers should ensure that telemarketing practices incorporate consumer protections. Telemarketers should:
All telemarketing businesses and their agents that operate in a state should be required to be registered there.
The Federal Trade Commission should strengthen the Telemarketing Sales Rule.
Consumers should be protected against spam e-mail. Policymakers should prohibit misrepresentation of the sender, subject, or content of an e-mail.
Consumer spending is responsible for more than two-thirds of U.S. economic output. Older adults are responsible for a disproportionate share of consumer spending.
Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.
Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
Individuals need access to the banking system and credit to be able to save and invest. It is essential for financial independence.