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Regulators should provide robust oversight to ensure compliance with federal, state, and local consumer protection laws.
All financial aid, including grants and federal student loans, should be exhausted before a student is offered an ISA.
Policymakers at all levels of government should expand access to homeownership opportunities to help families build wealth and lock in affordable housing payments over the long term.
Policymakers should support the creation of permanent affordable homeownership options for people with low and moderate incomes.
Reverse mortgage proceeds should not affect homeowners’ eligibility for public benefit programs.
Servicers should be required to provide loss mitigation options to HECM borrowers.
All levels of government should adopt policies ensuring that people who do not speak English or are limited in English proficiency have adequate language a
Millions of people receive access to health insurance coverage through provisions of the Affordable Care Act. However, millions still remain uninsured.
All levels of government and the private sector should adequately fund and support antifraud and anti-abuse efforts.