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Consumers should have access to an independent, nonprofit ombudsman program.
States should allocate sufficient resources and personnel to the regulation of managed care organizations to ensure strong and effective oversight.
Congress and state legislatures should keep Medicare Supplement Insurance (Medigap, or MedSupp) affordable and available to those who need it by:
When reviewing and approving Medigap premiums, states should be particularly attentive to ensuring that rates appropriately reflect claims exposure and tha
The availability of Medigap can affect beneficiaries’ decisions about when and whether to enroll in Traditional Medicare or MA.
The federal government should provide employers with incentives to maintain retirement health benefits.