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Policymakers should support EHB requirements under the Affordable Care Act. They should ensure that consumers who purchase individual and small-group health plans have comprehensive coverage.
Policymakers should monitor these products to determine how they compare with traditional products.
Public (e.g., Medicaid) and private sponsors should offer more than one health insurance option to those eligible for coverage.
The state and federal governments should apply uniform national standards to all private health plans, including provider-sponsored and preferred-provider organizations.
In the absence of national standards, states should enact a comprehensive set of rigorous standards for managed care plans.
Policymakers should enact safeguards to protect consumers against surprise bills.