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Federal and state health agencies should expand and improve standardized data collection, sharing, and reporting to identify and address disparities in service.

All levels of government and the private sector should take sustained actions to address the drivers of disparities in health and health outcomes. 

Federal and state governments should support research that identifies the effects of health-promoting behaviors on public health.

Officials at all levels of government should help people fulfill their personal responsibility to protect their health by taking advantage of health-education opportunities and affordable and appro

All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.

Financial institutions should offer account features and services that empower financial caregivers while protecting older adults who are under their care. These include: 

Credit reports and scores should be used as an underwriting tool for consumer loans. They should not be used for other purposes.

Higher education institutions should set tuition and fees to ensure affordability and expand educational opportunities for all.

All financial aid, including grants and federal student loans, should be exhausted before a student is offered an ISA. 

Federal student loan providers should defer payments automatically without penalty or interest during declared emergencies.