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LTCI companies should be required to cover both nursing facility care and a wide range of home- and community-based services so individuals can receive services in their preferred setting.
Federal and state governments should prohibit false advertising and monitor the marketing of LTCI policies.
States should regulate accelerated death, life settlement, and viatical settlement benefits to ensure that consumers receive full disclosure of information about the advantages and disadvantages of
The federal government must not encourage the use of reverse mortgages to purchase private long-term care insurance.