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Programs that link Medicaid eligibility to the purchase of long-term care insurance (LTCI) should not limit the availability of Medicaid benefits for people with low incomes who need long-term serv

Partnership programs should require LTCI policies to provide comprehensive benefits and strong consumer protections, particularly regarding non-forfeiture, inflation protection, and premium stabili

Programs should require those selling partnership policies to educate consumers to make informed decisions about whether a partnership policy is right for them.

Policymakers should conduct oversight on data brokers to ensure transparency and accountability. Data brokers should be required to register with a regulator.

Policymakers should protect against the misuse of data, including: 

Policymakers and the private sector should ensure that organizations effectively protect against unauthorized access to or misuse of personal information.

Organizations must effectively inform consumers about how their personal information is secured and what actions will be taken in the event of a security breach. 

Companies, government agencies, and individuals should protect the unauthorized use, display, collection, and sale of SSNs.