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Federal and state governments should improve the quality of LTCI by enacting the strongest possible consumer protection standards.

The public and private sectors should educate consumers about private LTCI and other methods for private financing of

LTCI companies should be required to cover both nursing facility care and a wide range of home and community-based services so individuals can receive services in their pref

Federal and state governments should prohibit false advertising and monitor the marketing of LTCI policies.

One way to fund long-term services and supportsLTSS encompasses a broad