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Policymakers should establish requirements or provide incentives for universal design features to be incorporated into homes.

Policymakers and the private sector should implement Universal Mobility as a Service to expand access to transportation for everyone in the community.

Policymakers should require fair terms and conditions in insurance to ensure availability and coverage.

Policymakers should ensure the availability and affordability of insurance coverage for natural disasters.

Regulators should provide robust oversight to ensure compliance with federal, state, and local consumer protection laws.

All levels of government should protect consumers against unfair debt collection practices.

The Consumer Financial Protection Bureau should fully enforce federal nondiscrimination laws intended to decrease age and gender discrimination.

Platform lenders should protect consumers. They should:

Policymakers should:

Policymakers should require providers of credit- and debt-related services to provide written contracts to consumers.