To save and invest, individuals need access to the banking system and credit. It is essential for financial independence.
All depository institutions should be required to provide an adequate level of banking services to individuals, including customers with low incomes.
Financial institutions should be required to put in place consumer protections on fees and disclosures.
Consumer protections should be added to government benefits payments, including those made by direct deposit and prepaid card.
Banks are granted charters to help meet the needs and convenience of the communities where they are located, including low- and moderate-income neighborhoo
Bank regulators should ensure that all banks fulfill their obligations under the Community Rein
The Consumer Financial Protection Bureau An i
Consumers should have access to credit on fair and reasonable terms.
The Consumer Financial Protection Bureau An independent federa