State and local governments should expand and strengthen consumer protections, as well as consumer outreach and education programs.
Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all, including by establishing innovat
Policymakers should create or extend programs that would address reverse mortgage foreclosures.
Proceeds from reverse mortgages should not affect homeowners’ eligibility for public benefit programs.
State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect b
Individual homeowners, particularly older homeowners, should be able to generate income by renting out their properties on a short-term basis.
Enforcement of civil and criminal laws should not penalize people unable to pay civil or criminal fees or fines due to poverty.
Policymakers should explicitly allow private individuals to protect their rights in court.
Policymakers should encourage intergenerational cooperation.
Policymakers should adopt minimum service standards and consumer protections to ensure fair terms and conditions.