State and local governments should expand and strengthen consumer protections, as well as consumer outreach and education programs.
Policymakers and financial institutions should protect consumers with diminished capacity and others who are at risk of financial exploitation.
Regulators should provide effective oversight of the financial industry and enhance consumer protection.
Laws and regulations should strengthen and enhance consumer protection.
Policymakers should protect consumers against unfair, deceptive, or abusive practices. They should also protect against anti-competitive practices.
Disclosures must be clear, accurate, and informative so that consumers can make more meaningful credit card purchase and payment decisions.
Policymakers should create a maximum floating interest rate to protect consumers against cost shifts on credit products.
Policymakers should provide additional protections for prepaid card users, including prohibiting overdraft or shortage fees.
Consumers should receive the same federal protections for fraudulent transactions for credit cards, debit cards, and registered prepaid cards.
Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all, including by establishing innovat