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Policymakers should preserve the existing stock and expand the availability of affordable, accessible, safe housing, particularly for those with the most severe cost burdens

Policymakers should increase the availability of subsidized housing with services.

Policymakers should mitigate the effects of foreclosures on renters.

Policymakers should mitigate the negative impacts of foreclosures on neighborhoods. Strategies should consider the needs of older adults.

Policymakers should improve financing options for manufactured housing.

Policymakers should ensure consumer protections for all manufactured homeowners.

Policymakers should take actions to prevent and address homelessness. This includes:

Federal legislation should provide a minimum level of consumer protections.

Congress should ensure that the Consumer Financial Protection Bureau

Policymakers and financial institutions should protect consumers with diminished capacity and others who are at risk of financial exploitation.