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State and local governments should expand and strengthen consumer protections, as well as consumer outreach and education programs.

Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all, including by establishing innovat

Policymakers should create or extend programs that would address reverse mortgage foreclosures.

Proceeds from reverse mortgages should not affect homeowners’ eligibility for public benefit programs.

State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect b

Individual homeowners, particularly older homeowners, should be able to generate income by renting out their properties on a short-term basis.

Policymakers should protect and enforce the fundamental right of all people to be free from discrimination. They should enact and enforce civil rights statutes.

Legislators should enact and strengthen laws against hate crimes. These laws should be vigorously enforced.

Consumer protection and antidiscrimination laws that apply in the context of human decisions should be adapted as necessary to ensure they effectively apply to algorithmic d

The federal government should broadly interpret and vigorously enforce the ADA.