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Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
In 2010, during the housing market collapse, Congress restructured the financial services regulatory system and enacted important consumer protections
The Federal Trade Commission (FTC) has authority to prohibit unfair and deceptive trade practices.
CreditTax credits directly reduce the amount of taxes
In 2018, Americans owed $1.4 trillion in outstanding student loan debt
The housing finance system is essential to creating a robust and competitive consumer mortgage market.
Insurance is an essential financial product intended to protect people and their property against significant financial loss.
The complexity of insurance contracts places the average consumer at a disadvantage in the marketplace.
For many older consumers, a funeral is their third-largest expense, behind their home and car.
To save and invest, individuals need access to the banking system and credit