State and local governments should expand and strengthen consumer protections, as well as consumer outreach and education programs.
Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all, including by establishing innovat
Policymakers should create or extend programs that would address reverse mortgage foreclosures.
Proceeds from reverse mortgages should not affect homeowners’ eligibility for public benefit programs.
State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect b
Individual homeowners, particularly older homeowners, should be able to generate income by renting out their properties on a short-term basis.
Consumers should have access to credit on fair and reasonable terms.
States should require that home improvement contractors are licensed, insured, and bonded.
States should require written home improvement contracts and specify required and prohibited contract provisions.
States should ensure consumers have adequate redress in the event of fraud.