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All depository institutions should be required to provide an adequate level of banking services to individuals, including customers with low incomes.
Financial institutions should be required to put in place consumer protections on fees and disclosures.
Consumer protections should be added to government benefits payments, including those made by direct deposit and prepaid card.
Bank regulators should ensure that all banks fulfill their obligations under the Community Rein
Consumers should have access to credit on fair and reasonable terms.
The Consumer Financial Protection Bureau An independent federa
Regulators should provide for consumer protections in credit reporting. This includes protections against erroneous information in credit reports.
Providers of credit- and debt-related services should be licensed in each state in which they operate.
Policymakers should require providers of credit- and debt-related services to provide written contracts to consumers.