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Policymakers should ensure strong consumer protections against unfair, deceptive, or abusive acts and practices related to Property Assessed Clean Energy (PACE) loans.
State policymakers should establish a definition of “universal service” for the energy industry that is similar to the one in the Telecommunications Act of 1996.
Policymakers should create assistance programs to ensure that all households with low incomes can afford adequate water and sewer service. These programs should be fully funded.
Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.
Merchants should offer their customers a choice of payment methods to ensure that their products and services are widely available.
Policymakers should establish reasonable interest rate ceilings for all lenders. These rates should correspond to prevailing Treasury Bill rates.
Regulators should eliminate unfair, deceptive, or abusive practices in the AFS industry.