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Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.

These principles guide AARP’s policies on personal and legal rights and protections in the legal system.

These principles build upon AARP’s general consumer principles, which apply to all products and services, including utilities (see also

Policymakers should preserve the existing stock and expand the availability of affordable, accessible, safe housing, particularly for those with the most severe cost burdens

Policymakers should increase the availability of subsidized housing in mixed-use, walkable communities.

Policymakers should increase the availability of subsidized housing with services.

Policymakers should coordinate and consolidate existing housing programs to improve service delivery, safeguard assets, and cost efficiency.

Policymakers should mitigate the effects of foreclosures on renters.

Policymakers should mitigate the negative impacts of foreclosures on neighborhoods. Strategies should consider the needs of older adults.

State and local policymakers should encourage the construction of more housing units to ensure that people of all incomes and ability levels can afford to live in a communit