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Affordability, accessibility, supportive services in housing, and fair housing make up the bulk of this chapter.
Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.
Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
Individuals need access to the banking system and credit to be able to save and invest. It is essential for financial independence.
Banks are granted charters to help meet the needs and convenience of the communities where they are located.
Access to fair and responsible credit is essential to the well-being of all consumers.
Housing costs determine whether individuals and families can live in a neighborhood without sacrificing other basic necessities, such as food and health care.
A range of programs exists to address the lack of affordable housing. These programs are not nearly enough to meet the demand from those who are housing cost-burdened.