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Policymakers should ensure the availability and affordability of insurance coverage for natural disasters.
States should explore new options to guarantee the availability of liability insurance to those who need it.
Policymakers should protect the insurability of volunteer drivers who otherwise maintain a consistent risk profile.
Telematics programs that collect consumer-generated driving data should improve driver safety and integrate consumer protections. Consumers should provide affirmative consent to participate.
Policymakers should eliminate unfair, deceptive, or abusive practices in insurance. Policies should ensure consumer protections.
Policymakers should conduct robust oversight and enforcement related to scams and fraud.
Merchants should offer their customers a choice of payment methods to ensure that their products and services are widely available.