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Policy
Policymakers should provide additional protections for prepaid card users, including prohibiting overdraft or shortage fees.
Policy
Policymakers should establish reasonable interest rate ceilings for all lenders.
Policy
Regulators should eliminate unfair, deceptive, or abusive practices in the alternative financial services industry.
Policy
Programs that offer early wage access or pay advance benefits should be regulated as loans subject to state and federal law (see also