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Policymakers should support efforts to spur economic development in economically distressed areas. These efforts should be designed to prevent displacement.

Policymakers should target Opportunity Zone funding to the areas that will most benefit from investment.

Funding for livable communities projects should be sufficient to: 

Policymakers should use funding mechanisms aligned with AARP’s Taxation Principles,

Any public-private partnerships must ensure full accountability to the public. 

Policymakers should enter into these arrangements only when they can: 

Laws and regulations should strengthen and enhance consumer protection. Policymakers should enhance protections against unfair, deceptive, or abusive practices.

Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers. 

Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.

Policymakers and financial institutions should protect consumers with diminished capacity and others at risk of financial exploitation. 

All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.