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State and federal policymakers should improve disclosures to help borrowers understand the complexities of

The Consumer Financial Protection Bureau An independent

The federal government should provide sufficient funding to pay for required

HUD should take enforcement action against and deter reverse mortgage

Federal regulators should ensure that disclosures, sales practices, and advertising of reverse mortgag

Policymakers should ensure that reverse mortgage A loan

Consumers should receive accurate, timely, and easily understood disclosures of risks and costs.

Investor-protection laws should be strengthened and adequately enforced.

Rules and regulations should favor effective transparency and disclosure requirements.

Policymakers should promote transparency in the investment industry.