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Consumers should receive the same federal protections for fraudulent transactions for credit cards, debit cards, and registered prepaid cards.

Policymakers should provide additional protections for prepaid card users, including prohibiting overdraft or shortage fees.

Consumer spending is responsible for more than two-thirds of U.S. economic output.

Federal policymakers should expand the circumstances in which student deb

Social Security benefits should not be garnished, levied, or offset to collect federal student loan

Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.

Bank regulators should ensure that all banks fulfill their obligations under the

Banks are granted charters to help meet the needs and convenience of the communities where they are located, including low- and moderate-income neighborhoods.

Credit cards are a fixture of U.S. economic life.

Congress should ensure that the Consumer Financial Protection Bureau