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The Consumer Financial Protection Bureau An independent

In 2020, Americans owed $1.5 trillion in outstanding student loan debt

Federal and state policymakers should increase public investment in higher education to facilitate cost containment.

All levels of government should protect consumers against unfair debt

According to a 2020 survey by the National Foundation for Credit Counseling, 69 percent of Americans struggle to minimize their

The Consumer Financial Protection Bureau An independent

Policymakers should:

Providers of credit- and debt

Investment watchdog agencies should be adequately funded. Their employees should be knowledgeable and mission-driven, and act with integrity.

Regulators should eliminate or minimize conflicts of interest, particularly with respect to rating