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Policymakers should create and expand supplemental individual retirement savings accounts that would enable workers to accumulate retirement savings in addition to Soc

Policymakers should encourage measures to increase individuals’ ability to save for retirement.

People need support for nonretirement savings and debt The amount o

Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.

Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.

Pursue multiple strategies—a variety of strategies are needed to assure financial security in retirement.

Policymakers should change or eliminate the Social Security earnings limit only if the Social Security trust funds can be maintained.