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The Social Security Disability Insurance (SSDI) program provides stable benefits to those who cannot work. Benefits are also available for their families.

Policymakers should expand and improve work incentives for Social Security Disability Insurance beneficiaries, such as through the Ticket to Work program.

About 50 percent of workers have access to a workplace-based retirement savings plan.

Employers should be required to automatically enroll employees in their retirement plans.

Unrelated small employers should be permitted to jointly offer retirement savings vehicles to their employees through trained fiduciary administrators.

Policymakers should simplify and strengthen retirement plan rules to encourage all employers to offer some type of pension to their employees while retaining employee protec

To maintain their tax-advantaged status, retirement plans must demonstrate that they are equitable and inclusive.

Policymakers should maintain and strengthen top-heavy rulesA nondiscrimi

The amount available to fund people’s retirement in a defined-contribution (DC