Homeowner Associations and other Common Interest Developments

Homeowner associations are a type of common interest development (CID). These formal neighborhood associations also include condominium and cooperative associations and manufactured home cooperative community associations. CIDs collect fees, set and enforce rules, and make many important community decisions. However, many basic resident rights are not guaranteed within CIDs unless the state laws governing such organizations specifically address them. These include the rights to security against foreclosure (see also Home Mortgage Lending), alternative dispute resolution (see also Private Enforcement of Legal Rights), disclosure of rules and charges, advocacy in association matters, voting rights, and oversight of officers.